Health, Life & General Cover
Insurance
Health, life and accident cover that protects your family and your wealth.
Our products
Products under Insurance
Insurance that keeps a health emergency, accident or loss from derailing a decade of disciplined saving.
Health Insurance
- Covers hospitalisation and medical expenses for you and your family
- Cashless treatment at network hospitals
- Covers pre & post hospitalisation costs
- Family floater options available
- No-claim bonus and annual health check-ups
Term Insurance
- Pure life cover that secures your family's future
- High cover at low premium
- Tax benefits under prevailing laws
- Optional riders for extra protection
- Flexible payout options — lump sum or monthly income
Personal Accident
- Financial protection against accidental death, disability, or injury
- Covers accidental death & disability
- Affordable standalone premiums
- Complements health & term cover
- Income benefit for temporary disability
Motor Insurance
- Comprehensive and third-party cover for your car
- Cashless repairs at network garages
- Third-party & comprehensive plans
- No-claim bonus benefits
- Roadside assistance and quick claim settlement
Who is it for
Is Insurance right for you?
These plans suit people in these situations.
Families without cover
No health or life policy yet, or relying only on employer cover.
Single earning households
Where one income supports the whole family's goals and loans.
Parents
Who want hospital bills or an accident to never touch education savings.
Car owners
Who need compliant, cashless motor cover with no-claim benefits.
Goal-based investors
Protecting SIPs and long-term wealth with a low-cost safety layer.
Process
How it works, step by step
No surprises — you always know what happens next.
Protection gap check
We review existing covers, employer policies, loans and dependents to find the real gap.
Cover design
Health, term, accident and motor options are shortlisted with sum insured, exclusions and costs explained.
Insurer shortlist
Cashless networks, claim ratios and service track record are compared through NJ Insurance Brokers Pvt. Ltd.
Application & issuance
Proposals, medicals, inspections and follow-ups are handled until every policy is issued.
Annual review
Covers, nominees and add-ons are reviewed yearly and after any major life event.
FAQs
Frequently asked questions
Five questions people ask us most about insurance.
Let's map your goals in 30 minutes
Tell us what you are trying to achieve and we will suggest a practical, goal-linked plan — with no obligation.
Prefer to talk first? Call +91 97699 23905 or write to AMOL_2808@YAHOO.CO.IN.
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